For the cheap KY auto insurance you're looking for with instant quotes that let you compare various Kentucky car insurance rates, use the handy zip code form above. Compare quotes for cheap car insurance in Kentucky and even purchase your policy online. Whether you need auto insurance in Louisville, Cincinnati, Columbus, Dayton, Marion, Sandusky, it's Ohio car insurance you need at a price you're gonna like.
Kentucky auto insurance minimum coverage requirements are 25/50/10. This is one of the lowest requirements in the United States. And it is against the law to drive in Kentucky without auto insurance or proof of financial responsibility. If you fail to comply with Kentucky's state insurance requirements, you will face suspension of your driving license and vehicle registration if you are stopped by a traffic officer. The officer will also cite you from $500-$1000 for driving uninsured, and you may ultimately be sentenceed to 90 days in jail. Since it is a state law to have auto insurance to drive in Kentucky, if you should cancel your auto insurance, the insurance company is required to notify the state of Kentucky.
Kentucky car insurance rates are ranked at 20, which means there are 30 states with higher auto insurance rates, and 19 with lower rates. Industry experts predict that auto insurance rates will climb nationwide in 2012. Since Kentucky auto insurance rates are in flux this may be the time to look into doing some rate comparison with auto insurance companies offering discount rates in KY.
Some people believe auto insurance companies fix their rates, but this is simply not true. A quick comparison of Kentucky auto insurance rates should prove that old saw false. However, online shopping for auto insurance rates is always a good idea. Regardless of your driving record, you may still be able to find bargains among the various auto insurance companies.