Cheap Hampton Auto Insurance

Cheap Car Insurance Hampton VA

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Are you paying too much for auto insurance? How will you know? We can help you find out.

Don't spend your hard-earned money on higher insurance premiums than necessary. We'll help you find the best auto insurance pricing in the Hampton area.

Put your zip code in the box above, and we will furnish you with quotes from multiple insurers, so you can compare the amounts, and choose the one that's right for you.

No need to drive all over town or waste valuable time on the phone with numerous agents. Just sit back and relax. Let us do the work for you!

Minimum Auto Insurance Required in Virginia

Whether or not your vehicle is working or being used, from the moment it is registered in the state of Virginia until the day that registration expires, the vehicle MUST be insured!

There is a penalty for registering a vehicle that is not covered by liability insurance. That penalty is a $500 fee or suspension of your driver's license AND your vehicle registration, as well as higher insurance premiums for the next 3 years.

The minimum amounts of liability coverage allowed in Virginia are as follows:

* $25,000 for bodily injury/death of one person
* $50,000 for bodily injury/death of 2 or more people
* $20,000 for property damage


The leading cause of death for individuals between the ages of 15 and 20 is an auto accident!

Driving is a complex task. Teens under 18 must complete 45 hours of behind-the-wheel driving experience in order to get a driver's license.

Cell Phone Law

Drivers in Virginia who are younger than 18 years old may NOT operate an automobile on Virginia highways while using a cell phone or any other wireless communication device, whether or not that device is considered to be "hands-free." Sending or receiving text messages is also prohibited.

There is an exception for emergencies or if the auto is stopped or parked.

Moving Violations & Points

If you are convicted of a traffic violation the court will send notification to the Virginia Department of Motor Vehicles (DMV.) The DMV will do the following:

(a) Post the conviction to your driving record
(b) Issue an order of suspension if that applies
(c) Assign demerit points to your record if applicable
(d) Issue an order requiring you to complete a driver improvement clinic, if applicable
(e) Notify your insurance company if requested

The length of time that a conviction will stay on your record depends on the severity of the violation.

Virginia Auto Insurance Classifications:

Insurance companies divide all drivers into categories which are called "classifications" when determining rates for auto insurance policies.

Several factors "come into play" when classifying drivers. Some of those factors are:

(a) marital status,
(b) age,
(c) driving record,
(d) gender,
(e) former insurance record,
(f) where your vehicle is garaged, and
(g) number of miles driven annually

History has proven that drivers with specific characteristics are more likely to be involved in an accident. So, drivers with those specific characteristics are charged higher rates.

While you are NOT able to control your age or gender, you can definitely take responsibility for your driving record and for the type of automobile you drive.

Tips To Save Money
On Hampton Car Insurance

   (1) Increase deductibles

   (2) Accident free discount

   (3) Good student discount

   (4) Multiple car discount

   (5) Nonsmokers discount

   (6) Passive restraint discount

   (7) Pay annually, semi-annually, quarterly, but NOT monthly.

   (8) Pay by Electronic Funds Transfer (EFT)

Thank you for stopping by our site. You should endeavor to get all the knowledge you can about auto insurance, so that you can make a wise decision. Use the resources provided here...
Enter your zip code in the box above to get the quotes you'll need, then purchase the policy that's right for you!
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Auto Insurance Agents & Agencies In Hampton VA:

Trisha James
1814 Todds Ln
Hampton, VA 23666

Parr Insurance Inc
1011 W Pembroke Ave
Hampton, VA 23669

JSC Insurance
3817 Kecoughtan Rd
Hampton, VA 23669

Insurance Center Of Hampton
4128 W Mercury Blvd
Hampton, VA 23666

AAA Tidewater
1520 Aberdeen Rd
Hampton, VA 23666

Braun Agency
1619 Aberdeen Rd
Hampton, VA 23666

Allstate Insurance Agency
1515 Hardy Cash Dr
Hampton, VA 23666

Nationwide Insurance
3855 Kecoughtan Rd
Hampton, VA 23669

Direct Auto Insurance
1088 W Mercury Blvd
Hampton, VA 23666

109 Coliseum Xing
Hampton, VA 23666

Tidewater Insurance Inc
607 E Pembroke Ave
Hampton, VA 23669

MDIC Insurance Services
2046 Nickerson Blvd
Hampton, VA 23663

H P Lucas Inc
2153 Cunningham Dr
Hampton, VA 23666

David Brown Insurance Agency
1814 Todds Ln
Hampton, VA 23666

Thomas E Wilson Inc
76 W Mercury Blvd
Hampton, VA 23669

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