Cheap Knoxville Auto Insurance

Cheap Car Insurance Knoxville TN

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If you would like to find out whether you're getting the best possible pricing for your automobile insurance in Knoxville, Tennessee, we can help you!

Lots of people have discovered that they are throwing away their hard-earned money on higher-than-necessary premiums for their auto insurance. We will help you find the best auto insurance rates in the Knoxville area.

Put your zip code in the box above, and we will furnish you with quotes from various insurers. That will allow you to compare rate quotes, then make a wise choice.

We don't think you should have to drive all over town or spend hours on the phone going from insurance agency to insurance agency in Knoxville. Get low rates on cheap auto insurance in Knoxville TN.


* Tennessee law requires that a certificate of insurance be issued by an insurance company to prove compliance with the laws of the state of Tennessee. That certificate must describe each vehicle covered under the policy, and it must list the owner and any other person / persons who use the vehicles with the owner's permission.

* If an automobile accident involves more than $400 in damages, and the party involved does NOT have liability coverage (or that party did not post a security deposit,) the driver's license and vehicle registration may be revoked.

* Each automobile liability policy issued in Tennessee must include Uninsured Motorist coverage. But, the insured individual can reject Uninsured Motorist coverage completely or opt for no more than the state minimum amount.


In addition to Liability Insurance Coverage for your automobile, there are other types of additional coverages available for you to choose from. Some of those additional coverages are:

(a) WORK LOSS BENEFIT - This benefit includes coverage that will pay you for lost wages up to a specific amount for a specific period of time if you are injured in an accident.

(b) MEDICAL EXPENSE BENEFIT - This benefit will pay for all reasonable charges incurred for medical, surgical, hospital, X-rays, ambulance, etc.

(c) FUNERAL EXPENSE BENEFIT - This benefit will pay all reasonable charges up to a specific amount for funeral expenses, including burial or cremation expenses.

(d) REHAB EXPENSE BENEFIT - This benefit will pay for charges incurred for physical, psychiatric, and occupational therapy and rehabilitation.

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* FYI *

There were 1,955 vehicle thefts in the Knoxville metropolitan area in 2010.

This figure is provided by the NICB (National Insurance Crime Bureau.)

Numerous factors contribute to the final quote figure you are given by an insurance company. Some of those factors are:

- your vehicle type
- your age
- your driving history
- your gender
- where your vehicle is regularly parked (residence)
- number of auto thefts in an area

Distracted Drivers

Any activity that takes your eyes off the road when you are driving is considered to be a distraction. If it takes your hands off the wheel and/or interrupts your concentration, the risk of you crashing increases.

In 2008, more than half a million people were injured as the result of crashes that involved a distracted driver, and nearly 6,000 died.

Did you know that using a cell phone while driving reduces the brain activity linked with driving by 37%.

Fact - It is 4 times more likely that a driver who is using a hand-held device while driving will be in a crash and receive injuries.

Save Money on Auto Insurance:

* * Do not buy a car that thieves often steal.

* * Remove any risky drivers from your policy.

* * Eliminate coverages you don't need

* * Increase deductibles

* * Pay quarterly, semi-annually, or annually.

* * Buy a car with safety features -
like an alarm system or steering wheel lock.

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Auto Insurance Agents In Knoxville TN:

Howard Barton Howell Agency
10413 Hickory Path Way
Knoxville, TN 37922

Farrell Insurance
412 N Cedar Bluff Rd Suite 403
Knoxville, TN 37923

Bailey Insurance Service
9219 Middlebrook Pike
Knoxville, TN 37931

Bob Johnson Insurance
7121 Afton Dr
Knoxville, TN 37918

Gary C Patterson Insurance
8018 Kingston Pike
Knoxville, TN 37919

Premier Insurance Co
6915 Office Park Cir
Knoxville, TN 37909

Harrington Insurance Agency
3209 Garden Dr
Knoxville, TN 37918

Howard Barton Howell Agency
5437 N Broadway St
Knoxville, TN 37918

Greg Scealf Insurance Agency
8609 Kingston Pike Suite 201
Knoxville, TN 37923

Bradley Insurance Agency
5210 Schubert Rd
Knoxville, TN 37912

Applegate Insurance & Financial Services
618 S. Gay St. Suite L2
Knoxville, TN 37902

Dott Baker Agency
6334 Chapman Hwy
Knoxville, TN 37920

Steve Cox Insurance Agency
9724 Kingston Pike #1300
Knoxville, TN 37922

Desiree Denning Carter
4338 N Broadway St
Knoxville, TN 37917

Allied Insurance Agency
7634B Maynardville Pike
Knoxville, TN 37938

Deck and Associates
11424 B Kingston Pike
Knoxville, TN 37934

Brown Insurance Agency
124 W Summit Hill Dr
Knoxville, TN 37902

Mowery Insurance Inc
1512 Coleman Rd Ste 310
Knoxville, TN 37909

A B Insurance Agency
705 W Inskip Dr
Knoxville, TN 37912

Bolton Insurance Agency
200 Fox Rd
Knoxville, TN 37922

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