Cheap Auto Insurance Stockton

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Cheap Car Insurance Stockton CA

If you're looking to save money on auto insurance in Stockton, you've hit the jackpot!

We can provide you with quotes from several companies who offer discounted rates for car insurance in the Stockton CA area. You simply get the quotes, compare the rates and go with the one that benefits you the most.

Why Car Insurance?

First, the law in California requires that you carry insurance or otherwise satisfy the financial responsibility requirement.

Secondly, insurance protects you financially in the event of an accident. It can definitely help keep your assets intact.

Minimum Required Auto Insurance

The minimum coverages allowed in California are:

$15,000 for bodily injury or death to any one person

$30,000 for bodily injury or death to 2 or more people in one accident

$5,000 for property damage to someone's property

Safe Driving Tips

(a) Maintain a safe distance between your vehicle and the one in front of you.

(b) Never drink and drive. The life you save may be your own.

(c) Give full attention to driving. Don't text message or fool with your cell phone.

(d) Stay within the speed limit. Adjust your speed for bad conditions.

(e) Drive defensively. You have no idea what the other drivers will do.

(f) Periodically check your vehicle's brakes, wipers, lights, tires, etc.

What Raises Car Insurance Rates?

Traffic tickets and at-fault accidents usually add a surcharge to your premium.

Young people age 25 and under, as well as elderly people, have the highest number of accidents. Therefore, those age groups pay more for insurance.

Bad credit history can raise rates because that characteristic is found in people who also have lots of insurance claims.

How Can I Save Money?:

* Ask about any discounts for which you may be eligible, such as Good Driver, etc

* Pay your premium annually or semi-annually to avoid any extra fees

* Don't buy a car type that is frequently stolen.

* Add anti-theft devices like a steering wheel lock

* Raise the deductible on comprehensive and collision coverage

* Reduce the number of miles driven annually

Tax Deduction

You are allowed to deduct on your income tax a certain amount of the annual registration fee that you pay to California for your vehicle's registration.

That amount shows on your renewal notice on the line reading "License Fee." Your validated registration card will also show the amount.

The Department of Motor Vehicles web site has a calculator for use in calculating the amount, as well.

We trust this information has proven helpful. We hope you will avail yourself of the free quotes available by inputting your zip code in the box above to get started. There's no need to pay more for auto insurance than necessary. See how much you can save today.
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